You’re not alone
Across Minnesota, more homeowners than ever are falling behind — driven by rising property taxes, soaring insurance costs, and the end of pandemic-era relief. Falling behind doesn’t mean you failed. It means costs went up.
- 18,616Minnesota pre-foreclosure notices in 2025 — the most since 2015
- ~50%Increase in pre-foreclosure notices across the Twin Cities metro in a single year
- 64%Rise in Minnesota home insurance costs since 2023 — the largest jump of any state
Sources: Minnesota Homeownership Center; Insurify. As reported by KARE 11, 2026.
How it works
We move fast. From first contact to a clear plan, most homeowners hear back the same day.
- 1Tell us your situationFill out the short form below
- 2We review your optionsOur team evaluates your case
- 3Get a clear planWe call you with next steps
See your options now
Takes less than 2 minutes. 100% free and confidential. A real person from our team calls you back within hours.
Common questions
- Is this really free?
- Yes. There is no cost to you for exploring your options. We earn nothing unless we can actually help you.
- Is it just me, or are more people struggling?
- You’re far from alone. Minnesota pre-foreclosure notices recently hit their highest level since 2015, rising nearly 50% across the Twin Cities metro in a single year — largely due to higher property taxes, rising insurance costs, and the end of pandemic relief. Reaching out early gives you the most options.
- Will this affect my credit?
- Filling out this form does not impact your credit. We do not pull credit reports.
- Are you going to try to buy my house?
- Our first goal is to help you keep your home. If a loan modification or other solution works, great. If selling becomes the best path, we can help with that too. You are always in control.
- How fast can you help?
- We call back within hours, not days. Time matters in these situations, and we move quickly to explore every option.